A waiver is only as good as the day it was written.
Most venues managing high-risk activities — trampoline parks, water parks, axe throwing, ziplines, climbing walls — are relying on waivers downloaded from the internet. Those documents weren’t written for their specific activity, their specific site, or the current state of the law where they operate.
When a claim comes in, that’s exactly where it falls apart. And insurers absorb the consequences.
Why waivers fail.
A waiver is a critical line of defense. But it only works if the content is exact — specific to the activity, specific to the site, and current with the law of the jurisdiction where the activity takes place.
Most waivers fail on all three counts. They’re generic. They’re static. And the legal environment they were written for may have changed since the day they were downloaded.
The result: waivers that look like protection but don’t provide it. Venues believe they’re covered. Insurers discover they’re not — after the claim.
Not activity-specific.
A trampoline park and an axe throwing venue carry fundamentally different risks. A generic waiver treats them as interchangeable. Courts don’t.
Not jurisdiction-specific.
Waiver enforceability varies dramatically by state. Language that holds up in Texas may be worthless in New York. A waiver has to be written for the law where the activity happens.
Not kept current.
Laws change. Case law evolves. Activity-specific risk intelligence develops. A waiver written two years ago may no longer reflect any of it. Most venues have no way of knowing.
Built for insurers. Delivered to policyholders.
AsGuard integrates into the insurer relationship. It’s not something policyholders have to find and adopt on their own — it’s a risk management tool delivered through the program.
A defensible waiver isn’t just a better document. It’s a signal that the venue’s risk posture is being actively managed. Venues using AsGuard are working from current, site-specific, jurisdiction-specific documents that reflect the actual risk they’re running.
That changes the claim picture. It changes how venues think about their own exposure. And it changes what insurers can do with the policyholders in their book.
Better tools don’t just reduce individual claims. They lift the quality of risk management across a portfolio.
Your policyholders are using waivers right now.
The only question is whether those waivers will hold up when it matters. If waiver quality is a recurring factor in how claims develop in your book, AsGuard is worth a conversation.